Ruais Law, PLLC
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Title Insurance Made EASY.

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Our team of title experts provide superior Escrow and Closing services. We are experienced in commercial as well as residential. Our real estate services include, but are not limited to: single-family homes, condominiums, re-financing and construction loans.
What is Title Insurance?
Title insurance is an insurance policy, issued by a title company, that protects you the owner against future losses from possible title defects or encumbrances that existed at the time of closing.

Should an attack be made on your title, the title insurance company agrees to defend and cover you for any claims and/or legal fees that arise out of such problems.

Congratulations on your home purchase!
So what do you need to bring to closing?
Identification
Typically 1 form of ID, being government issued, although sometimes a lender will ask for two. Your experienced Escrow Officer will be sure to let you know.
Funds to close
If your "cash to close" is less than $1,500, you can write a personal check; anything over will need to be in the form of a Cashiers Check or a Bank Wire.
No matter the deal, big or small, we are here to make your closing seamless and simple.

Online Resources

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Title Insurance
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County Websites
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2019 New Texas Title Rates
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© 2020 Ruais Law.  All rights reserved.   This website is designed for general information only and should not be construed as legal advice. The information presented on this site should not be construed to create a lawyer/client relationship. Do not provide confidential information until a lawyer/client relationship has been established. ​The attorney responsible for the content of this website, is Philip M. Ruais. Principal place of business is located in McKinney, Texas.

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​8951 Collin McKinney Pkwy #201, McKinney, TX 75070  214-572-2109
  • Home
  • About
    • Who we are
    • Attorneys >
      • Philip Ruais
    • Staff >
      • Jennifer Draheim
      • Sandra Hickey
      • Marilyn Hinojosa
      • Taryn Houston
      • Kevin Walsh
    • News
  • Practice Areas
    • Real Estate Transactions
    • Business Representation
    • Corporate Formations and Business Planning/Structuring
    • Estate Planning
    • Probate & Estate Administration
    • Civil Litigation
  • Title Insurance
  • Contact